Central vs. State Pension Schemes
India's old age social security operates at two levels: the central government provides IGNOAPS (Indira Gandhi National Old Age Pension Scheme) at ₹300–500/month, while states add their own top-ups, making the actual pension received vary significantly from ₹600 (MP) to ₹3,500 (Andhra Pradesh).
National Social Assistance Programme (NSAP)
NSAP, administered by the Ministry of Rural Development, covers five components: Old Age (IGNOAPS), Widow (IGNWPS), Disability (IGNDPS), Family Benefit Scheme (NFBS), and Annapurna. Our tools focus specifically on the old age pension component alongside state supplements.
Direct Benefit Transfer (DBT)
All state OAP disbursements occur via DBT directly to the beneficiary's bank or post office account. A valid bank account linked to Aadhaar is required across all states.
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State Old Age Pension Eligibility
Each Indian state has its own Old Age Pension scheme layered on top of the central IGNOAPS. Use our checker to see the exact amount, income limits, and application portal for your state.
Explore →PM-KISAN Eligibility Checker — Pradhan Mantri Kisan Samman Nidhi
Check your PM-KISAN eligibility in 2 minutes. Covers landholding requirement and all 6 exclusion criteria (income tax, govt employee, pension, professional). Instant result, no login.
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Complete guide to state old age pension in India 2026. State-wise amounts (Bihar ₹400 to AP ₹3,500/m...
State Old Age Pension Eligibility Checker 2026
Check your eligibility for old age pension in any Indian state. Verified amounts, income limits, and application portals for 20 states — IGNOAPS + state top-up data.
Use Tool →Sukanya Samriddhi Eligibility Checker — SSY Account Opening 2026
Check if your daughter is eligible for Sukanya Samriddhi Yojana. Girl child must be below 10 years. Shows 8.2% interest, maturity projection, Section 80C benefit, and partial withdrawal rules.
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