Life Insurance Coverage Need — India
Life insurance in India is regulated by the Insurance Regulatory and Development Authority of India (IRDAI). All life insurance products — including term plans — must be sold by IRDAI-registered life insurers through IRDAI-registered intermediaries (agents, brokers, and web aggregators).
Structured methods like the DIME framework (Debt, Income, Mortgage, Education) help individuals estimate a coverage amount based on their financial obligations. These are estimation tools — not a substitute for personalised advice from an IRDAI-registered advisor.
Note: EligibilityTools.in is not an IRDAI-registered insurance intermediary or web aggregator. Our tools provide informational, indicative estimates only.
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Health Insurance Cover Estimator — Indicative Need by Profile (India 2026)
Get an indicative health insurance cover estimate based on your city tier, age, and family size. Includes super top-up suggestion. No data stored. IRDAI-compliant informational tool.
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Calculate your NPS retirement corpus, tax-free lump sum (60%), and estimated monthly pension (40% annuity). Includes Section 80CCD(1B) ₹50,000 extra deduction. Instant, no signup.
Use Tool →PPF Maturity Calculator — Public Provident Fund 2026
Calculate your PPF maturity corpus at 7.1% p.a. (Q1 FY 2026-27). Shows year-by-year balance, total interest earned, and Section 80C tax benefit. EEE status — fully tax-free. No signup.
Use Tool →SIP Returns Calculator — Mutual Fund SIP Corpus
Calculate your SIP maturity corpus with or without annual step-up. Shows total invested, wealth gained, inflation-adjusted value, and estimated LTCG tax. No signup required.
Use Tool →Term Insurance Cover Calculator — Estimate Your Indicative Need (India 2026)
Estimate your indicative term life insurance need using the DIME method — Debt, Income, Mortgage, Education. No registration. No data stored. IRDAI-compliant informational tool.
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