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Central vs. State Pension Schemes

India's old age social security operates at two levels: the central government provides IGNOAPS (Indira Gandhi National Old Age Pension Scheme) at ₹300–500/month, while states add their own top-ups, making the actual pension received vary significantly from ₹600 (MP) to ₹3,500 (Andhra Pradesh).

National Social Assistance Programme (NSAP)

NSAP, administered by the Ministry of Rural Development, covers five components: Old Age (IGNOAPS), Widow (IGNWPS), Disability (IGNDPS), Family Benefit Scheme (NFBS), and Annapurna. Our tools focus specifically on the old age pension component alongside state supplements.

Direct Benefit Transfer (DBT)

All state OAP disbursements occur via DBT directly to the beneficiary's bank or post office account. A valid bank account linked to Aadhaar is required across all states.